Last updated: September 2026
Snowdown is a debt payoff planner. Your debts, balances, and payoff plan are stored only on your device. Snowdown has no accounts and no company server.
Nothing. Debt names, balances, interest rates, and your payoff order are stored locally. If you use the optional Partner feature to pair with someone paying off debt alongside you, only a progress percentage — never a balance, a debt name, or any other detail — is shared between the two paired devices via Apple's CloudKit, keyed to a pairing code neither of you can trace back to an identity.
Snowdown Pro purchases are handled entirely by Apple through StoreKit. Snowdown never sees your payment details.
Delete the app and every debt, balance, and plan is gone. If you paired with a partner, unpairing in Settings stops sharing your progress percentage going forward.
If this policy changes, the update will be posted on this page.